If you get in a car accident, call up all the states (or a gecko, or someone who is progressive) and tell them you would like to sign up for a policy. Sure you have a pre-existing accident. But they shouldn't be able to refuse, should they?
- Question 1: Do you think the insurance company would sign you up and pay to fix your car that was already damaged?
- Question 2: If insurance companies were forced to accept pre-existing accidents, why would anyone buy insurance before getting in a crash?
- Question 3: Without using the words "because it is a civil right", how is this car example different than a pre-existing heath condition?
