Free credit report

As part of an amendment to the Fair Credit Reporting Act, you are now able to receive a free copy of your credit report. Each of the nationwide consumer reporting companies – Equifax, Experian and TransUnion are required to provide you with a free copy of your credit report, at your request, once every 12 months. The three companies have set-up three ways through which you can order your free credit report:

1. Visit annualcreditreport.com
2. Call toll-free: 1-877-322-8228
3. Mail a completed Annual Credit Report Request Form (available at annualcreditreport.com) to:
   Annual Credit Report Request Service
   P.O. Box 105281
   Atlanta, GA 30348-5281